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No service fees, No minimum balance requirement, Unlimited Check Writing, Free first order of checks, Unlimited FDIC Coverage, Free ATM/debit Visa® Check Card, Free Internet Banking, Free Telephone Banking, Free Direct Deposit.

What else in the name of free could you possibly ask for?

Text: Investing in our Community

Farmers & Merchants Bank is dedicated to giving back to the communities we serve through donations, sponsorships, supporting employee volunteerism, and fundraising. Visit our Community Page to see our employees working together with Farmers & Merchants Bank to help make our community an even better place!

Visit our Community Page

Consumer Alert...

Farmers & Merchants Bank takes information security very seriously, and we have taken numerous steps to ensure the highest levels of security. We will NEVER send an e-mail or call you asking for personal information such as a username, password, account number, or PIN. If you do receive an e-mail or phone call asking for personal information, do NOT give any information, or click any links contained in the e-mail, and please call us at 724-543-1125.

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Consumer Corner

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Visit our Consumer Corner for important information on common consumer issues.

Learn about the latest scams targeting consumers, get tips and more.

Click here to visit our Consumer Corner »

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Drive Thru Open!

Downtown Kittaning Drive Thru

Visit our NEW drive-thru teller window at 222 Market Street Downtown Kittanning!

Monday-Thursday 8:30am - 4:30pm
Friday 8:30am - 6:00pm
Saturday 8:30am - noon

Visit our newly remodeled Main Office
at 222 Market Street Downtown Kittanning.


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We would like to thank our customers for their cooperation during the renovation project. Now customers visiting Downtown Kittanning have the convenience of a two-lane drive-thru teller window and a spacious new teller line. Our living room style waiting area features a history wall of Armstrong County, comfortable seating, flat screen TVs, and fresh brewed coffee daily. Several new offices and conference rooms were designed for our account specialists to provide customers with private, individual attention.

The Main office walk-up windows will be closed. Please use our drive-thru teller window (for motorized vehicles only) or the inside lobby teller line. The Loan Center walk-up teller window on the corner of Market and Jefferson Streets is open.

Proud Member of the FDIC.

Your Deposits Are Safe With Us!

UNLIMITED FDIC INSURANCE on all Farmers & Merchants Bank Non-Interest Bearing Deposit Accounts through June 30, 2010.

  • Free VIP Checking
  • Free Business Checking
All Farmers & Merchants Bank Interest Bearing Deposit Accounts are FDIC insured up to $250,000 through December 31, 2013. Retirement accounts are insured separately up to that same amount.

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Check out our homes & autos for sale!

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Visit our History Wall - Main office lobby - 222 Market Street Downtown Kittanning. View photographs that depict the early heritage of Armstrong County, and the historical roots that take Farmers & Merchants Bank back to 1884.


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Farmers & Merchants Bank of Western PA is a locally owned community bank that remains ready and able to meet the needs of the people, families, and businesses that we have served since 1884. Nestled in the heart of Armstrong County Pennsylvania, we provide eight convenient locations in Downtown Kittanning, Hilltop Plaza, West Kittanning, Worthington, 422 East, and Leechburg. We are dedicated to investing in our community by offering the best, most affordable banking products, services, and financial solutions to fit every need. We're Strong, Stable, and Committed. We're more than just a bank, we're your neighbor!


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Holiday Hours

All Offices Closing at Noon:
Friday, April 2
Good Friday


All Offices Closed:
Monday, May 31
Memorial Day

View All Holiday Hours/Closings »


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