Loans

At Farmers & Merchants Bank, we offer a full-variety of lending products with flexible terms, competitive interest rates, and convenient repayment plans. Whether you want to construct, remodel or purchase a home, purchase a car, or finance your business, our experienced lenders will help you find the perfect solution.


Please stop in and visit any of our lenders at the following locations:

Loan Center
201 Market Street, Downtown Kittanning (Corner of Market & Jefferson Streets)

Commercial Business Lenders:
Herman Krummert P. 724-548-9221 F. 724-543-4786
Stephen Rusek P. 724-548-9268 F. 724-543-4786
Cindy Baculik P. 724-548-9244 F. 724-543-4786
Greg Schultz P. 724-548-9266 F. 724-543-4786
Toni Conrad P. 724-548-9251 F. 724-543-4786

Consumer Loan & Residential Mortgage Lender:
Jean Beers / NMLS ID 455659
P. 724-548-9237 F. 724-543-4786

Highlands/ W. Kittanning branch office
316 First Avenue, West Kittanning
Lender: Donald Boyer / NMLS ID 452809
P. 724-548-9243 F. 724-545-1319

Leechburg branch office
160 Market Street, Downtown Leechburg (Corner of Market & 2nd Streets)
Lender: Mark Maszgay / NMLS ID 456453
P. 724-845-3411 F. 724-845-9544

422 East branch office
105 Burton Drive, US Route 422, Kittanning
Lender: Connie Grafton / NMLS ID 451632
P. 724-548-9242 F. 724-543-6077

You may obtain a loan application at any of our eight locations or print them out here on our website. Loan Center Fax: 724-543-4786.

With a combined lending experience of over 240 years, our lenders take the time to work with you to fully understand your financial needs. Our lenders strive to provide the best one-on-one customer service, and they make it their goal to help you obtain the right type of financing. We care about our customers and take great pride in helping people purchase their new home, buy their favorite automobile, make home improvements, send their children to college, expand their business, or finance unexpected expenses.

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Holiday Hours

All Offices Closed:
Monday, October 13
Columbus Day

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