Farmers & Merchants Bank of Western PA | Loans | Mortgage & Home Equity Loans

Loans | Mortgage & Home Equity Loans

Mortgage: Apply Now!

You may wish to prepare the following information before beginning the application process:

Purchase, Refinance and Construction information
Two-year address, employer, pay and W2 history of all borrowers
Other Income: Lease, Social Security and Stock information
Your Homeowner's insurance
Copy of Earnest Money Deposit Check
Landlord information
Tax Return information
Child Support/Alimony records
3 Months Checking/Savings Account Statements
List of all debts
Driver's License/Photo ID of all borrowers

By clicking the above link to download an application, you agree to the terms listed here.

Local Lenders, Local Mortgages.

We focus on doing what is best for our customers and community – always!

Happy couple in front of their new home

At Farmers & Merchants Bank we care about giving you the right mortgage that works for you and your family for the long term! We are local lenders who know the area and service our own mortgages. So you always have someone you know and trust to talk to about your mortgage needs.

Let us be your hometown mortgage specialist!

*We could save you thousands of dollars over the life of your mortgage! Ask us how.

Buy

Up to 90% financing
We do not require Private Mortgage Insurance*
We will assist you through the process to help getting your home with ease!
We do not sell our mortgages, so you are always welcome to call or visit us if you have questions about your mortgage.

Build

Simplified 1-Step Closing
Low Closing Costs*

Refinance

We do not require title insurance on refinancing*
Great for remodeling or to pay off debt

We offer a program for everyone

Fixed Rate Mortgages - Stable, Predictable - no need to worry about a rate change.
Conventional and Jumbo Mortgages - same low rate!
Adjustable Rate Mortgages - Low initial rate.
Construction Mortgages - From start to finish, one convenient closing.

Home Equity Loans & Lines of Credit

Homeowners – Let the value of your home work for you!

Home Equity Loans

Fixed Rate / Fixed Term
A great way to tap into your home’s value to meet your needs and fit your budget.

Download an Application »
By clicking the above link to download an application, you agree to the terms listed here.

Home Equity Lines of Credit

A convenient and flexible credit line that offers competitive rates and low monthly payments.

Download an Application »
By clicking the above link to download an application, you agree to the terms listed here.

Finance college education
Remodel your home
Consolidate your bills
Take a vacation
Buy your next car
Pay for medical expenses
Or have available funds for unexpected expense

Enjoy home equity tax breaks
Interest paid may be tax deductible. (consult your tax advisor)

With a combined lending experience of over 240 years, our lenders take the time to work with you to fully understand your financial needs. Our lenders strive to provide the best one-on-one customer service, and they make it their goal to help you obtain the right type of financing. We care about our customers and take great pride in helping people purchase their new home, buy their favorite automobile, make home improvements, send their children to college, expand their business, or finance unexpected expenses.

Please stop in and visit any of our lenders at the following locations:

Loan Center
201 Market Street, Downtown Kittanning (Corner of Market & Jefferson Streets)
Commercial Business Lenders: Herman Krummert, Ed Wielgus, Cindy Baculik, Greg Schultz
Consumer Loan & Residential Mortgage Lender: Jean Beers
P. 724-548-9262 Fax: 724-545-8336

Highlands/ W. Kittanning branch office
316 First Avenue, West Kittanning
Lender: Donald Boyer
P. 724-548-9243 Fax: 724-545-1319

Leechburg branch office
160 Market Street, Downtown Leechburg (Corner of Market & 2nd Streets)
Lender: Mark Maszgay
P. 724-845-3411 F. 724-845-9544

Worthington branch office
15104 US Route 422, Worthington
Lender: Cindy Milanak
P. 724-548-9228 F.724-297-5402

422 East branch office
105 Burton Drive, US Route 422, Kittanning
Lender: Connie Grafton
P. 724-548-9242 Fax: 543-6077

You may obtain a loan application at any of our eight locations or print them out here on our website. Loan Center Fax: 724-545-8336