Loans | Consumer Loans

Happy children on their family's new boat

Farmers & Merchants Bank offers loan programs that fit your individual needs. We also offer automatic payments from your checking or savings account for your convenience. Our experienced lenders are happy to help you choose the loan that is right for you.

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  • Personal Loans - secured and unsecured
  • Auto Loans - new and used
  • Loans and Lines of Credit - secured by CDs, stocks, bonds, or mutual funds
  • Loans to Purchase - ATVs, boats, farm equipment, and mobile homes

With a combined lending experience of over 240 years, our lenders take the time to work with you to fully understand your financial needs. Our lenders strive to provide the best one-on-one customer service, and they make it their goal to help you obtain the right type of financing. We care about our customers and take great pride in helping people purchase their new home, buy their favorite automobile, make home improvements, send their children to college, expand their business, or finance unexpected expenses.

Please stop in and visit any of our lenders at the following locations:

Loan Center
201 Market Street, Downtown Kittanning (Corner of Market & Jefferson Streets)
Commercial Business Lenders: Herman Krummert, Ed Wielgus, Cindy Baculik, Greg Schultz
Consumer Loan & Residential Mortgage Lender: Jean Beers
P. 724-548-9262 Fax: 724-545-8336

Highlands/ W. Kittanning branch office
316 First Avenue, West Kittanning
Lender: Donald Boyer
P. 724-548-9243 Fax: 724-545-1319

Leechburg branch office
160 Market Street, Downtown Leechburg (Corner of Market & 2nd Streets)
Lender: Mark Maszgay
P. 724-845-3411 F. 724-845-9544

Worthington branch office
15104 US Route 422, Worthington
Lender: Cindy Milanak
P. 724-548-9228 F.724-297-5402

422 East branch office
105 Burton Drive, US Route 422, Kittanning
Lender: Connie Grafton
P. 724-548-9242 Fax: 543-6077

You may obtain a loan application at any of our eight locations or print them out here on our website. Loan Center Fax: 724-545-8336


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