Consumer Corner

This section of our website is designed to inform you the consumer about different points of interest in the banking world. Please check back here from time to time for more information. This information is provided for educational purposes only.

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Federal Deposit Insurance Corporation


Did you ever notice the words Member FDIC throughout our website? Farmers & Merchants Bank is a member of the Federal Deposit Insurance Corporation.

The FDIC was established by congress in 1933 to insure deposits and help maintain sound conditions in our banking system. It protects you against the loss of deposits if an FDIC insured bank or savings association fails. This insurance is backed by the full faith and credit of the United States government.

All FDIC insured banks must meet high standards for financial strength and stability. These standards are ensured with regular reviews of the bank’s operations.

For more information or an informative brochure, please call a bank representative at 724-543-1125. Or you can contact the FDIC directly at 1-877-ASK-FDIC

You can also contact the National Consumer Response Center through traditional postal mail at the following address:
FDIC, Consumer Response Center
1100 Walnut St., Box 11
Kansas City, MO 64106

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Holiday Hours

All Offices Closing at 4:30pm:
Friday, October 3
In Preparation for our merger with NexTier Bank

All Offices Closed:
Saturday, October 4
In Preparation for our merger with NexTier Bank

All Offices Closed:
Monday, October 13
Columbus Day

View All Holiday Hours/Closings »