The Fair Credit Reporting Act
Your credit report is a valuable tool in combating identify theft and fraud. By reviewing your report on a regular basis, you can make sure that no fraudulent accounts have been established in your name.
The Fair Credit Reporting Act requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request, once every 12 months. The three companies have set up one central website, toll-free telephone number, and mailing address through which you can order your free annual credit report.
Order Your Free Annual Credit Report
Click here to obtain an annual credit report request form.
Complete the form and mail it to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
Nationwide Consumer Reporting Agencies