Consumer Corner

This section of our website is designed to inform you the consumer about different points of interest in the banking world. Please check back here from time to time for more information. This information is provided for educational purposes only.

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The Fair Credit Reporting Act

Credit Application

Your credit report is a valuable tool in combating identify theft and fraud. By reviewing your report on a regular basis, you can make sure that no fraudulent accounts have been established in your name.

The Fair Credit Reporting Act requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request, once every 12 months. The three companies have set up one central website, toll-free telephone number, and mailing address through which you can order your free annual credit report.

Order Your Free Annual Credit Report

Phone
1-877-322-8228

Online
www.annualcreditreport.com

Postal Mail
Click here to obtain an annual credit report request form.

Complete the form and mail it to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281


Nationwide Consumer Reporting Agencies

Equifax
1-800-525-6285
Experian
1-888-397-3742
TransUnion
1-800-680-7289
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