Business Banking | Products & Services

We make it easy to manage your finances so you can focus on managing your business!

Cash Management

Need more time to manage your business? We can help, with our convenient cash management service offered exclusively to Farmers & Merchants Bank business customers. This service is fully integrated with Net Banker and allows individual user IDs with selective account access and functions.

The following Cash Management services are provided as a bundled package:

  • Offer Direct Deposit - Payroll direct deposit provides the ability to offer direct deposit to your employees
  • Debit customers accounts for payment - ACH Payment or Receipt streamlines your accounts receivables and/or payables process by directly charging your customers’ or vendors’ account
  • Transfer your funds between financial institutions
  • Business Visa® Check Card Program - Assign individual debit card limits and functions to authorized employees
  • Assign individual debit card limits and functions for your employees
  • Save on postage, checks, and other stationary materials - Internet BillPayer eliminates the hassles associated with preparing and mailing monthly payments
  • Download your account transactions to most accounting software programs
  • Available 24 hours a day, 365 days a year from any Internet connection
  • Receive free personal on-site set up and assistance by calling Brad at 724-548-9229

Commercial Loans

Farmers & Merchants Bank can help you find the best way to make your goals a reality. Our commercial lending staff takes the time to understand your business needs and provides you with a convenient repayment plan. Whether you need working capital to finance inventory, a term loan to finance equipment, or a commercial mortgage to finance real estate, Farmers & Merchants Bank offers loans at competitive rates.

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Online Banking

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Holiday Hours

All Offices Closing at 4:30pm:
Friday, October 3
In Preparation for our merger with NexTier Bank

All Offices Closed:
Saturday, October 4
In Preparation for our merger with NexTier Bank

All Offices Closed:
Monday, October 13
Columbus Day

View All Holiday Hours/Closings »