Business Banking | Accounts

Woman shopping, paying for her purchases with a debit card.

Free Business Checking

The Free Business Checking account was designed with the small business in mind. No service fees and No minimum balance requirement make this account easy to manage.

Business Checking with Interest *

This account is ideal for sole proprietorship or non-profit organizations that would like to earn interest on their money.

Business accounts are designed for average volume. High volume customers may be subject to account analysis.

* Interest begins to accrue on the business day we receive your deposit. Interest rate and annual percentage yield may change at our discretion on your account.

Daily Balance Minimum Opening
Deposit Amount
Minimum Balance
to Obtain APY
APY Interest
$1,000 - $24,999.99 b. $50 $1,000 c. 0.10% 0.10%
25,000.00 – 99,999.99 b. $50 $1,000 c. 0.10% 0.10%
$100,000.00 + b. $50 $1,000 c. 0.10% 0.10%

a. A penalty may be imposed for early withdrawal.
b. The interest rate and annual percentage yield may change after account opening.
c. Daily balance. The amount of the principal in the account each day.

Rates are accurate as of (10-03-2011) and subject to change before or after account opening.
*APY—annual percentage yield is calculated using the daily balance method.
Fees may reduce earnings.
Please contact us at 724-543-1125 to inquire about rates, terms, or applicable fees.

Cash Management

Need more time to manage your business? We can help, with our convenient cash management service offered exclusively to Farmers & Merchants Bank business customers.

Cash Management goes beyond traditional banking services. It gives businesses the tools they need to easily control payments, manage payroll, speed collections, reconcile accounts, and manage funds more efficiently. Cash Management services can be customized to meet your specific business needs.

We make it easy to manage your finances so you have more time to focus on managing your business!

Learn More

Make The Move

Moving your business banking relationship has never been easier! Here at Farmers & Merchants Bank, we make it simple and easy to move from your old financial institution and begin to immediately enjoy the benefits of banking with us. Check out the link below to view our Move Kit!

Access our Move Kit

Account Extras

Learn about your FDIC coverage
Online Banking

Access your account online.

Transfer funds.
Pay bills.
Login now.
Not yet enrolled?
print enrollment form

Holiday Hours

All Offices Closing at 4:30pm:
Friday, October 3
In Preparation for our merger with NexTier Bank

All Offices Closed:
Saturday, October 4
In Preparation for our merger with NexTier Bank

All Offices Closed:
Monday, October 13
Columbus Day

View All Holiday Hours/Closings »