Business Banking | Accounts
Free Business Checking
The Free Business Checking account was designed with the small business in mind. No service fees and No minimum balance requirement make this account easy to manage.
- No minimum balance requirement
- No monthly service fees
- Unlimited check writing
- $50 credit towards your first order of business checks
- Free ATM / Debit Visa® Business Check Card
- Free ATM transactions on the Freedom ATM Alliance network
- Unlimited teller transactions
- Free Online Banking - Net Banker
- Free Online Banking - In Touch
- $50.00 minimum deposit to open
Business Checking with Interest *
This account is ideal for sole proprietorship or non-profit organizations that would like to earn interest on their money.
- Unlimited Check Writing
- $50 credit towards your first order of business checks
- FREE ATM / Debit Visa® Business Check Card
- Free ATM transactions on the Freedom ATM Alliance network
- Unlimited teller transactions
- Free Online Banking - Net Banker
- Free Online Banking - In Touch
- To obtain the disclosed annual percentage yield you must maintain a $1,000.00 minimum daily balance
- $5.00 monthly service charge if average daily balance is below $1,000.00
- Interest compounded daily, credited monthly
- $50.00 minimum deposit to open
Business accounts are designed for average volume. High volume customers may be subject to account analysis.
* Interest begins to accrue on the business day we receive your deposit. Interest rate and annual percentage yield may change at our discretion on your account.
| Daily Balance | Minimum Opening Deposit Amount |
Minimum Balance to Obtain APY |
APY | Interest Rate |
|---|---|---|---|---|
| $1,000 - $24,999.99 b. | $50 | $1,000 c. | 0.10% | 0.10% |
| 25,000.00 – 99,999.99 b. | $50 | $1,000 c. | 0.10% | 0.10% |
| $100,000.00 + b. | $50 | $1,000 c. | 0.10% | 0.10% |
a. A penalty may be imposed for early withdrawal.
b. The interest rate and annual percentage yield may change after account opening.
c. Daily balance. The amount of the principal in the account each day.
Rates are accurate as of (10-03-2011) and subject to change before or after account opening.
*APY—annual percentage yield is calculated using the daily balance method.
Fees may reduce earnings.
Please contact us at 724-543-1125 to inquire about rates, terms, or applicable fees.
Cash Management
Need more time to manage your business? We can help, with our convenient cash management service offered exclusively to Farmers & Merchants Bank business customers.
Cash Management goes beyond traditional banking services. It gives businesses the tools they need to easily control payments, manage payroll, speed collections, reconcile accounts, and manage funds more efficiently. Cash Management services can be customized to meet your specific business needs.
We make it easy to manage your finances so you have more time to focus on managing your business!
Make The Move
Moving your business banking relationship has never been easier! Here at Farmers & Merchants Bank, we make it simple and easy to move from your old financial institution and begin to immediately enjoy the benefits of banking with us. Check out the link below to view our Move Kit!
Account Extras
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Holiday Hours
All Offices Closed:
Monday, May 27
Memorial Day
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